See How Much You Can Save in Ardmore
What's the Cost of Car Insurance in Ardmore?
We have been able to help several drivers in Ardmore PA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Ardmore Pennsylvania, the annual rates had a difference of up to $3290. Specifically, this means that the cheapest price was $1180 and the most expensive was $4470.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Ardmore is important in getting the cheapest car insurance rates.
Insurance Prices: Ardmore vs. National/State Averages
If you suspected that car insurance in Ardmore is more expensive than average, then you were onto something. The premiums in Ardmore exceed the state average by approximately $576. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Ardmore PA car insurance below can optimize how you save your money.
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Ardmore PA Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Ardmore to give you a sense of where you can find the lowest costs.
The difference was -$947 between the cheapest neighborhood in Ardmore PA with a rate of $1233 on average and a +$30 difference between the priciest area in Ardmore PA with an average price of $2210.
Let's go over some ways to save on car insurance in Ardmore
Ardmore Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Ardmore. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $120 more per year compared to being married, and being a man can typically cost up to $1155 more per year in Ardmore PA as opposed to being a woman.
Ardmore Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Ardmore PA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4730 a year for insurance on average. This is far higher than the state average of $1604, and $2550 higher than Ardmore' average. When gender is taken into account the difference between male and female teens in Ardmore PA is $589.
The effect of DUIs on insurance premiums in Ardmore PA
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Ardmore then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2180 all the way up to $4054. That means that on average the cost for conviction in Ardmore PA can be an increase of $1874.
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Find Local Ardmore Agents
30 Greenfield Ave, Ardmore, PA 19003
Simon Zhen Cao
326 W Lancaster Ave Ste 220, Ardmore, PA 19003
Juan Flacco Espinoza
2525 Haverford Rd Ste 2, Ardmore, PA 19003