See How Much You Can Save in Folsom
What's the Cost of Car Insurance in Folsom?
We have been able to help several drivers in Folsom PA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Folsom Pennsylvania, the annual rates had a difference of up to $1890. Specifically, this means that the cheapest price was $670 and the most expensive was $2560.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Folsom is important in getting the cheapest car insurance rates.
Insurance Prices: Folsom vs. National/State Averages
Folsom has low-cost car insurance premiums that are below the state's average. It costs $354 less per year than Pennsylvania's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Folsom. You can go over some of our tips below to improve your savings.
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Folsom PA Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Folsom to give you a sense of where you can find the lowest costs.
The difference was -$17 between the cheapest neighborhood in Folsom PA with a rate of $1233 on average and a +$960 difference between the priciest area in Folsom PA with an average price of $2210.
Let's go over some ways to save on car insurance in Folsom
Folsom Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Folsom. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $69 more per year compared to being married, and being a man can typically cost up to $662 more per year in Folsom PA as opposed to being a woman.
Folsom Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Folsom PA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2712 a year for insurance on average. This is far higher than the state average of $1604, and $1462 higher than Folsom' average. When gender is taken into account the difference between male and female teens in Folsom PA is $337.
The effect of DUIs on insurance premiums in Folsom PA
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Folsom then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1250 all the way up to $2325. That means that on average the cost for conviction in Folsom PA can be an increase of $1075.
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Find Local Folsom Agents
1413 Macdade Blvd Folsom, PA 19033
Gallo Insurance Agency
143 Macdade Blvd Folsom, PA 19033
Allstate Insurance Agent Julie Domenick
47 Natoma St Ste B Folsom, CA 95630