Get Cheap Car Insurance in Horsham PA

  1. Residents of Horsham Can Save Up To $870 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Horsham

 

What's the Cost of Car Insurance in Horsham?

We have been able to help several drivers in Horsham PA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Horsham Pennsylvania, the annual rates had a difference of up to $3270. Specifically, this means that the cheapest price was $1170 and the most expensive was $4440.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Horsham is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1170 $2170 $4440

Insurance Prices: Horsham vs. National/State Averages

If you suspected that car insurance in Horsham is more expensive than average, then you were onto something. The premiums in Horsham exceed the state average by approximately $566. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Horsham PA car insurance below can optimize how you save your money.

City Average State Average National Average
$2170 $1604 $1479

Horsham PA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Horsham to give you a sense of where you can find the lowest costs.

The difference was -$937 between the cheapest neighborhood in Horsham PA with a rate of $1233 on average and a +$40 difference between the priciest area in Horsham PA with an average price of $2210.

# Neighborhood Average Rate
  Horsham $2170
1 Audubon +$40
2 Broomall +$40
3 Willow Grove +$30
4 Ardmore +$10
5 Green Tree -$390
6 Folsom -$920
7 Phoenixville -$937

Let's go over some ways to save on car insurance in Horsham

Horsham Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Horsham. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $120 more per year compared to being married, and being a man can typically cost up to $1150 more per year in Horsham PA as opposed to being a woman.

Horsham Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Horsham PA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4708 a year for insurance on average. This is far higher than the state average of $1604, and $2538 higher than Horsham' average. When gender is taken into account the difference between male and female teens in Horsham PA is $586.

The effect of DUIs on insurance premiums in Horsham PA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Horsham then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2170 all the way up to $4036. That means that on average the cost for conviction in Horsham PA can be an increase of $1866.

DUI City Average
$4036 $2170

Find cheap car insurance in Horsham quickly and easily

 

Find Local Horsham Agents

Allu Associates Inc

260 E County Line Rd Hatboro PA 19040

James A Grundy Agency

400 Horsham Rd, Horsham, PA 19044

Tri-County Assurance Services

284 Horsham Rd, Horsham, PA 19044

Horsham in Brief

  • $2170

    the average Horsham resident's annual cost of coverage

  • $870

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in Horsham PA

Area We Serve

19040, 19044

Horsham Map

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