Get Cheap Car Insurance in Phoenixville PA

  1. Residents of Phoenixville Can Save Up To $490 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Phoenixville

 

What's the Cost of Car Insurance in Phoenixville?

We have been able to help several drivers in Phoenixville PA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Phoenixville Pennsylvania, the annual rates had a difference of up to $639. Specifically, this means that the cheapest price was $865 and the most expensive was $1504.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Phoenixville is important in getting the cheapest car insurance rates.

Lowest Average Highest
$865 $1233 $1504

Insurance Prices: Phoenixville vs. National/State Averages

Phoenixville has low-cost car insurance premiums that are below the state's average. It costs $371 less per year than Pennsylvania's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Phoenixville. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1233 $1604 $1479

Phoenixville PA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Phoenixville to give you a sense of where you can find the lowest costs.

The difference was +$17 between the cheapest neighborhood in Phoenixville PA with a rate of $1250 on average and a +$977 difference between the priciest area in Phoenixville PA with an average price of $2210.

# Neighborhood Average Rate
  Phoenixville $1233
1 Audubon +$977
2 Broomall +$977
3 Willow Grove +$967
4 Ardmore +$947
5 Horsham +$937
6 Green Tree +$547
7 Folsom +$17

Let's go over some ways to save on car insurance in Phoenixville

Phoenixville Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Phoenixville. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $68 more per year compared to being married, and being a man can typically cost up to $654 more per year in Phoenixville PA as opposed to being a woman.

Phoenixville Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Phoenixville PA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2675 a year for insurance on average. This is far higher than the state average of $1604, and $1442 higher than Phoenixville' average. When gender is taken into account the difference between male and female teens in Phoenixville PA is $333.

The effect of DUIs on insurance premiums in Phoenixville PA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Phoenixville then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1233 all the way up to $2293. That means that on average the cost for conviction in Phoenixville PA can be an increase of $1060.

DUI City Average
$2293 $1233

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Find Local Phoenixville Agents

Digiacomo & Associates Insurance

221 Bridge St, Phoenixville, PA 19460

Konell Insurance

444 Valley Forge Rd, Phoenixville, PA 19460

Dollfus Insurance & Financial Services

1200 Charlestown Rd, Phoenixville, PA 19460

Phoenixville in Brief

  • $1233

    the average Phoenixville resident's annual cost of coverage

  • $490

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in Phoenixville PA

Area We Serve

19460

Phoenixville Map

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